Financial Aid Toolkit

• 可获得的经济援助类型.
• Deadlines for submitting the 2019-2020 FAFSA for aid, June 30, 2020.
• 何时发放经济援助.
• 该财务需求由完成FAFSA分配的估计家庭贡献数确定.
• 学院的退款政策.
• 你的资助计划的哪一部分是“奖学金等礼物资助”，哪些是必须偿还的(贷款)?.
• 关于外部奖学金可能对你的经济援助奖产生的影响.
• If the aid is a loan, you have the right to know the interest rate, 还款金额及程序, length of time to repay and when repayment begins.
• 学校如何确定你的学业进展是否令人满意, 当你不这样做的时候会发生什么呢.
• 你有权接受、拒绝或寻求调整你的经济援助奖励。.
• 您提供给学生财务规划办公室的信息将是保密的.

• 每年申请经济资助.
• Complete the FAFSA application form accurately and submit it on time.
• 提供正确的信息. Information found to be knowingly falsified may be referred to the U.S. 教育部, Office of Inspector General.
• 提供学生财务规划办公室要求的所有其他文件.
• 阅读你签署的所有表格.
• Keep copies of all your financial aid records.
• If required, you must register with the Selective Service System.
• Complete the required entrance and exit loan counseling sessions.
• 按照本票的条款偿还所有贷款.
• 在偿还贷款前，如有下列情况，请通知贷款人:更改名称, change of address, graduation, 中途退学或缺课半小时及转校.
• Notify the Office of Student Financial Planning if you:
• 改变你的居住/住房计划，
• 改变婚姻状况;
• Change your major,
• Change your graduate/undergraduate status,
• 更改您的注册状态(i.e. 全日制至非全日制).

费用在学生注册后每学期计算一次.  For students in which the Office of Student Financial Planning has received all requested documentation and the student’s financial aid file is complete, 在每个学期和/或学期由教师确定名单并从外部实体收到资金后，经济援助将自动应用到学生的账户中.  (外部实体是, but not limited to, SC学费资助机构, 棕榈/生活/希望机构, veteran affairs, loan processors, 另类贷款机构, Parent PLUS Loans, 职业康复, 劳动力或贸易机构, 在奖学金机构之外.)

The U.S. 教育部要求联邦第四章财政援助资金用于允许的机构收费(学费), fees, housing, and meal plans).  Non-allowable institutional charges are items such as health fees, parking tickets, lock-out fees, etc. 联邦标题四基金可以支付上一学年剩余余额的200美元.

Questions regarding the student’s Statement of Account?  Contact 843-383-8026
Questions regarding the student’s financial aid?  Contact 843-383-8055

有刑事定罪的学生受到资格限制，可能没有资格获得联邦和/或州基金.  1965年的高等教育法, amended, 如果学生在入学期间因持有或销售毒品而被联邦或州法律定罪, that the student’s federal and state financial aid will be suspended.  如果学生在提交FAFSA后被判犯有毒品罪, the student will lose eligibility for federal aid and may be liable for returning any financial aid they received during the period of ineligibility.

The student may regain eligibility by passing two random drug tests conducted by a drug rehabilitation program—the program must meet the criteria established by the U.S. 教育部.  如果学生重新获得资格，请联系学生财务规划办公室.

学生的FAFSA可能会被标记为不寻常的入学历史.S. 如果学生有在多个学院注册多年的模式, 表现出异常活动. The student will receive a notification from KHEAA Verify to create an account at their site and submit requested documentation regarding Unusual Enrollment History. The Office of Student Financial Planning utilizes KHEAA Verify to process verification and 不寻常的入学历史 information on the university’s behalf.  KHEAA Verify will request the student’s transcripts for four concurrent award years and determine if federal and/or state funding will be approved for the academic year. 如果确定学生的入学时间足够长，可以收集学生资助资金, 那么学生的特殊入学历史文件将不会被批准，也没有资格获得联邦和/或州资助. (联邦资助包括佩尔助学金, Supplemental Educational Opportunity Grant, loans, PLUS Loan, work-study, and state funding includes the SC Tuition Grant.)

学生贷款将在每个学期或学期的提取日期后进行认证.  This change was instituted due to inconsistencies in course registrations 以及在最后退课期之前退课的学生.  在这种情况下，给学生造成了超额支付，很难收回这些超额支付的资金. This policy will help to ensure students are actively enrolled.

If a student is eligible for student loans, 学生财务规划办公室有权拒绝分配直接贷款，斯塔福德和/或家长PLUS贷款, or alternative loans.  由于以下原因，学生财务规划人员有权拒绝或撤销学生贷款.

• The student may be negligent in repaying loans;
• The student is concurrently enrolled at another institution;
• The student has not provided requested documents;
• The student provided fraudulent information; and/or
• The school received notice that the student is in default, bankruptcy status, overpayment status, 或者有残疾出院的状态.

In accordance with federal regulations (HEA Sec. 484(c), 34 CFR 668.16(e), 34 CFR 668.32(f), 34 CFR 600.2, and 34 CFR 668.34), 学生必须保持令人满意的学业进步(SAP)才能获得联邦第四章援助.  正规博彩十大网站有权拒绝向任何不符合SAP的学生提供经济援助. 以下是库克大学的SAP财务援助指南. 财政援助SAP在每个学年夏季学期结束时进行处理, 对于学生通过上诉和/或学术计划程序临时批准的每个入学期间.

1. Students must be admitted and enrolled as a degree-seeking student, and take courses required for the chosen degree completion. 只有完成所选学位课程所需的课程才有资格获得联邦第四章基金(佩尔, SEOG, Work-Study, Direct Loans, Parent PLUS Loans, Perkins Loans, SC Tuition Grant, and Hope, LIFE, 或棕榈奖学金). Per 34 CFR 600.2, 不计入完成学生学位课程要求的课程没有资格获得联邦资助.
2. Maintain a cumulative grade point average (CGPA) of 2.0分或以上(详见学院目录“继续要求和分类见习”).
3. 在所选的入学课程中，至少完成67%的累计学分(成绩为W, I, and F will be counted as hours attempted).
4. Transfer students must be making SAP at his or her previous college.
5. 学生必须在课程公布长度的150%内完成所选学位要求. 正规博彩十大网站要求学生在所选课程中完成120学时，学生将有120学时的150%来完成他们的课程，最多可获得180个学分. 所有在正规博彩十大网站获得的转学学分都包含在总尝试学分中.

The SAP warning period allows a student one semester (one term for graduate program students) to make up for any GPA or pace of progression deficiencies. 在SAP警告期间，学生可以继续获得经济援助，而无需上诉和/或学术计划. Students are encouraged to work with their advisors, student success coach, and tutors regarding academic challenges and offerings that may help increase the student’s success with increasing their GPA and/or pace of progression.

如果学生达到累积GPA 2的要求.0 or higher (3.0 or higher for graduate program students), 在警告期结束时，进展的速度还没有达到, the student will no longer be considered to be making SAP and will become ineligible for federal and state funding without an approved appeal and/or academic plan.

一个学期(研究生一学期)的SAP警告期在整个学位课程中只适用一次.

1. The student will be considered as not making SAP for Federal Title IV financial aid for one payment period if one or more of the SAP requirements are not met.  学生将被要求完成经济援助上诉程序, 如果临时批准, will be required to follow one or more of the following criteria to be considered for funding for future enrollment periods:  make “C’s” or better in all courses; complete courses without incomplete grades; do not withdraw from courses; obtain at least a 2.0 semester/term GPA; and/or complete 100% of attempted hours.
2. If the student does not make SAP under an approved appeal, the student’s aid will be placed in suspension status for Federal Title IV aid if SAP is not met during the previously provisionally approved probationary period.  如果有减轻罪责的情节, 学生可以联系学生财务规划助理主任，询问如何完成第二次上诉. 如果确定需要一个以上的付款期才能实现SAP，则可能要求学生完成上诉和学术计划，以考虑联邦第四章资金.  如果学术计划被批准, the student will be placed in probationary status and may be required to make progress with one or more of the following criteria: “C’s” or better’ complete courses without incomplete grades; do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.  If the student does not make progress under the academic plan (i.e., make “C’s” or better’ complete courses without incomplete grades; do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA), s/he will no longer be eligible for Federal Title IV funding. 学术计划的长度将在审查过程中确定，并且不会超过最大计划时间框架, but may be active until the student reaches SAP.
3. 如果在学年期间未完成至少67%的累计学分，该学生将被暂停联邦第四章经济援助.
4. The student will be placed on suspension for Federal Title IV financial aid when attempted hours exceed 150% of the allowable program credit hours.  尝试时间不能超过180小时. 计入学生专业或课程的转学学时将计入已完成学时和尝试学时.
5. Per the Federal Student Aid Handbook (V1, Chapter 1, page 13), “a student that completes the academic requirements for a program but does not yet have a degree is not eligible for further Title IV aid for that program”.
6. The student will be allowed three program changes; however, 如果学生完成了之前课程的毕业要求, 学生必须毕业，否则将不再向学生提供联邦第四章援助.  All courses attempted and completed will be included with program changes and transfer hours related to the program will be counted hours toward degree progression.
7. 联邦第四章援助将继续暂停，直到SAP实现. Coker requires that a student take a full load (12 credit hours) of courses for one semester and pay for those courses and make progress with “C’s” or better, 不会收到不完整或NC分数, 也没有退课. 当学生通过完成课程并不断提高累积平均成绩来证明SAP时，学生可以通知学生财务规划办公室审查他们的记录并决定恢复联邦第四章资助.  Reinstatement of Federal Title IV funding will not be retroactive.
8. Students may repeat courses that were not satisfactorily passed, 得到“F”的成绩, if the courses are required for program completion.  Only one-course repeat will be eligible for federal funding if the student has previously pass the course; however, 如果学生重修一门课程，他们通过了，但没有通过，那么学生没有资格重修这门课程(34 CFR 668).2(b)).
9. 当学生在经济援助暂停一段时间后重新获得SAP时，联邦第四章援助不会自动恢复.  学生必须要求学生财务规划办公室重新评估他们的进度，以便恢复援助.
10. 如果学生处于休学状态，将没有资格获得经济援助.

1. 由于缺乏SAP，学生可以对联邦第四章经济援助的拒绝提出上诉.  上诉必须在上课第一天前至少两周以书面形式向学生财务规划助理主任提出.  The appeal should provide the reason(s) (illness, injury, 家庭成员死亡, or other special circumstance) why SAP was not achieved, 有什么变化可以在下次评估中展示进展, and what the student intends to do to regain SAP.  必须提供证明缺乏SAP的原因的文件. 上诉条件将是, but are not limited to: make “C’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.
2. 如果学生的上诉被批准, 但是确定该学生需要一个多学期才能达到SAP, 该学生将获得经济资助，并有学术计划.  只要学生符合学术计划的要求(以最大时限要求为准), s/he will continue to be eligible for Federal Title IV aid. 在每个付款期或注册期结束时检查进度.
3. 如果上诉被学生财务策划处助理处长拒绝, 学生有权向学生财务策划主任提出上诉.  If the Director of Student Financial Planning denies the appeal, 学生可依下列顺序向下列职员提出申诉:招生管理副校长, and last, 学院院长.
4. 学生最多可以上诉两次，前提是在上一个付款期间取得了进展.

1. 学术计划可以为学生定制，并且将规定必须满足的条件以及允许重新获得财务援助SAP的学期或学期数量.  学术计划的条件将是, but are not limited to the following criteria during the payment period: make “C’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.
2. 学术计划不是无限期的，并受最大时间框架进展的限制.

Deadlines dates are firm and there will be no exceptions.
夏季2023学期- 2023年5月8日
Fall 2023 Semester or Terms – August 1, 2023
Spring 2024 Semester or Terms – December 1, 2023
夏季2024学期- 2024年3月1日

研究生课程学生
2023年秋季学期1、2、3、4 - 2023年6月3日
Spring 2024 Terms 5,6,7 – December 1, 2023
夏季2024学期8 - 2024年4月29日

1. Students must be admitted and enrolled as a degree-seeking student.
2. 研究生课程的学生必须完成大学目录中列出的课程, within 8 terms of continuous enrollment, and for interrupted enrollment 5 years from first enrollment.  For the purpose of receiving Federal Title IV funding, 学生必须在课程公布长度的150%内完成研究生学位. 如果正规博彩十大网站要求学生完成研究生课程的30个学时，学生将有30个学时的150%来完成他们的课程，最多可获得45个学分.  如果要求33小时，那么学生将有33小时的150%来完成他们的课程，最多49小时. If 42 hours are required for a graduate program, 然后学生将有42小时的150%来完成他们的课程，最多63小时. 所有在正规博彩十大网站获得的转学学分都包含在总尝试学分中.
3. 如果一个学生得到6.0个学时，成绩为“C”，那么学生可以将学时计入毕业.  如果该学生的成绩为“C”，则该学生将被开除.0 credit hours.
4. 如果学生获得“D”或“F”，他/她必须重新参加正规博彩十大网站的课程.  学生将有资格获得联邦第四章资助，以重复一次通过“D”的课程，前提是该课程是研究生课程毕业所必需的. 如果学生不及格，经济资助将支付一门重修课程的费用, 直到学生以“C”或更高的成绩通过考试，成为毕业必修课.
5. 成绩低于“C”的学生将被留校察看并暂停经济资助. 学生将被要求完成经济援助上诉程序 and if approved the student will be eligible for financial aid for one payment period.  The student may be required to complete an academic plan if it is determined that SAP cannot be achieved in one payment period to be considered for Federal Title IV funding.  如果学术计划被批准 the student may be required to: make “B’s” or better’ complete courses without incomplete grades (“B’s” or better for graduate students); do not withdraw from courses; complete a defined percentage above 67% of attempted hours; complete the term or semester with a 2.0 or higher GPA; and/or increase their CGPA.  If the student does not make progress after the academic plan, s/he will no longer be eligible for Federal Title IV funding.
6. 如果在试用期间SAP未达到要求，该学生将被暂停联邦第四章援助.
7. 如果学生处于休学状态，将没有资格获得经济援助.
8. 联邦第四章援助将继续暂停，直到SAP实现.

Click here to view all the forms for this academic year.

Click here to view all the forms for this academic year.

Citizens Bank – Student Loans Disclosures

自定义选择-学生贷款信息
Application, Solicitation, and Disclosure Notices

学生贷款申请披露

• Direct Subsidized Loan and Direct Unsubsidized Loan Borrowers Rights & Responsibilities
• 直接PLUS贷款的披露
• Disclosure for 直接资助贷款 and 直接无补贴贷款
• Private Education Loan Applicant Self Certification

私人贷款自我证明表格

发现-学生贷款形式